Frequently Asked Questions
Everything you need to know about getting a loan through our network.
How fast can I get the money?
Once you submit your application, we instantly match you with our network of lenders. If approved, most lenders deposit funds directly into your bank account within 24 to 48 hours. Some may even offer same-day funding depending on your bank's processing times.
Will this affect my credit score?
Checking your rate on our platform does not affect your credit score. We use a soft credit pull to match you with lenders. If you choose to proceed with a specific lender, they may perform a hard credit check, which could slightly impact your score.
What if I have bad credit?
We work with a vast network of lenders, many of whom specialize in offering loans to individuals with less-than-perfect credit. You may still be approved, though the terms and interest rates may vary based on your credit history.
Is my personal information secure?
Absolutely. We use bank-grade 256-bit SSL encryption to protect your data. Your information is only shared with the lenders in our network for the purpose of processing your loan request. We do not sell your data to unaffiliated third parties.
Are there any fees to use GetInstantLoans?
No. GetInstantLoans is a free service. We do not charge you any fees for submitting your application or connecting you with lenders. Any fees associated with the loan itself will be disclosed to you by the lender before you sign any agreement.
How much can I borrow?
Loan amounts typically range from $100 to $5,000, depending on the lender, your state of residence, and your income and credit profile. You can request a specific amount in our application form.